Much of the universal healthcare promised by the Affordable Care Act is still a year away, but plans to put it in action are already in motion. That means big changes for some who weren't expecting it.
For nearly 20 years, Rosharon veterinarian Dr. Gail Funk has purchased health insurance from a group representing thousands of doctors, just like her.
But that group has just informed members their medical coverage will stop in a year because ACA excludes closed-organizations, like theirs, from being insured.
Dr. Funk says the change will put her in a real bind.
"I work with animals. I get bit. I have my normal health-care things that I have to do and now I have to go out and find it."
She says the cost of buying private insurance will cost two-to-three times what she currently pays for the same level of coverage.