With the season of giving, the annual questions of 'Who gets a holiday tip?' and ‘How much to give?', can be difficult ones.
With the growth of service-oriented jobs, there are a lot of people who could qualify for an end-of-year gift.
Etiquette experts suggest providers like hair stylists, maids and regular baby-sitters should get the equivalent of one service, as a tip.
Teachers should get a thoughtful gift, while mail-carriers are prohibited from accepting cash or gifts worth more than $20.
Certified public accountant Bob Martin says, "You want to reward someone who's given you exceptional service; Who's put up with you when you've asked for something special, and you want to reward them."
But before you think everyone needs to get a financial 'thank you', remember to stay within your budget. You can, certainly, give less or shorten the list of recipients to those who've gone above and beyond the call of duty.