With the election settled, politicians return to Washington with very little time to settle some financial challenges.
The day after Election Day, the Dow Jones Industrial plunged 313 points. The sell-off was the Dow's worst trading day of the year, reflecting anxiety over the looming "fiscal cliff".
That's a legally-binding series of tax increases and spending cuts that go into effect at the end of the year, unless there is congressional intervention.
Financial analyst Rich Rosso said until there's resolution, markets and business will remain volatile.
"The market is just gonna' look for some language from the president, from people in Congress that say we're working on this. We know it's an issue, but here's what we're trying to do," he said. "That, I think, is all the market needs."
Rosso has just finished writing a book, "Random Thoughts of a Money Muse". In it, he challenges some long-held financial ideas and rules that he thinks will help people prosper in today's economy.