It's time for some Fox26Law. Our legal analyst, Chris Tritico, is here to answer your questions. Watch Chris every Tuesday and Thursday morning on FOX 26 Morning News in the 7 a.m. hour.
FROM SRH: I have some question about auto insurance. When some hits you and their insurance doesn't want to pay for the whole amount that's owed to you. What should I do?
CHRIS TRITICO'S ANSWER: Three possibilities for you here. First, if you have comprehensive coverage on your vehicle, file a claim on your own policy. Your insurance company will fix your car and then go after the responsible driver for the damages. This should not affect your rates because the accident was not your fault. Please check with your specific company on this. Second, hire a lawyer to sue the responsible driver. If you have no personal injuries this may not be a very attractive suit for a lawyer to take. Third, sue the driver in JP court. This is easy and you can do it yourself. The JP's office will assist you in filling out the paper work.
Disclaimer: Fox26Law is intended for general information purposes only and is not and not to be considered legal advice. Fox26Law is not intended to interfere with or replace an existing attorney client relationship. You are encouraged to seek the assistance of the lawyer of your choice for private consultation on specific legal issues.