Error Lands Lady's House in Foreclosure

HOUSTON - Amanda Cobb lives alone blue bungalow tucked into the Montgomery County woods.

Four years ago when her husband died, she bought the house. It's her first home.

After living a life in apartments, she was thrilled to have a place of her own.

"I was so excited when I got it," she remembers.

Then Hurricane Ike hit. The storm did major damage so Amanda paid a construction worker $4,000 for repairs. He left without doing a thing taking her money with him.

Desperate to get her house back to normal, she asked her mortgage company, Merrill Lynch for an extension of her mortgage payments.

The company agreed. And once the insurance money arrived, she was able to catch up on her payments.

She also paid an additional $31,000 to her principle.

Days later she got a letter saying her home was being foreclosed. But things got worse. She then got a second letter stating her home was going to be auctioned off. She says she immediately called Merrill Lynch.

'(I) finally got somebody and they said, 'OK, we're taking you off the foreclosure list. You should never have been on there.'"

Amanda thought her emergency as over; it wasn't. When she got home from shopping one day she discovered a 'notice of sale' posted on her front door. Her home had been sold and she had to move out.

"I seen the notices on my door, I dropped my groceries," she said.

Through her tears, Amanda worries if her home is still hers.

So she called Take it to Akin. According to the documents, Amanda had paid all her bills. Clearly, someone had made a big mistake but neither her mortgage company or the attorneys involved in the foreclosure would discuss the issue.

After Take it to Akin intervened, Amanda got papers stating the foreclosure was canceled and the sale rescinded.

Amanda can now stay in her home; it is truly hers.